COMMERCIAL LINES OF INSURANCE
Exceptional insurance coverage for your business
NGI offers all lines of commercial insurance for most industries.
Our commercial lines include general liability insurance, workers' compensation insurance, commercial auto insurance, omissions and errors insurance and surety bonds.
Free insurance reviews – Our agents will work with you to ensure you have the right coverage at the best price, even for businesses considered high risk or hard to insure, such as long-haul truck drivers, non-emergency medical transportation, inflatable jumper businesses, used car dealers, welders, general contractors and gas stations. Don't be concerned if you've had trouble getting insured or the right coverage for your business in the past. Our agents enjoy working hard to get you the coverage you need for your buiness. Give us a call today: (800) 458-0987.
- General Liability Insurance
- Workers Compensation Insurance
- Commercial Auto Insurance
- Surety Bonds
- Errors and Omissions Insurance
Commercial General Liability (GL) insurance, often referred to as Business Liability Insurance, protects your small business from common liabilities such as third party claims for bodily injury, property damage, personal injury and advertising injury. Commercial GL insurance is a necessity for all businesses, and we can help you get the right coverage for the right price.
Being properly insured is critical to protecting your company. GL is usually the first policy small-business owners purchase because they often need it to sign commercial leases and client contracts. If your business provides professional services or utilizes vehicles to transport goods, yourself or employees, you should also consider:
- Business Owners Policy/BP
- Commercial Auto
- Professional Liability Insurance (Errors and Omissions Insurance)
Keeping employees safe at work is essential to your business. Workers Compensation coverage provides you and your employees with important protection in the event of an injury. All California employers must provide Workers Compensation benefits to their employees.
NGi has more than 30 years of experience. We are happy to answer your questions about Workers Compensation and review your policy to be sure that you have the right protection.
Request a quote today: (800) 458-0987.
New Generation Insurance provides commercial auto insurance coverage for small businesses, including small business truckers, owner-operators, small fleets and used car dealerships.
Commercial vehicle insurance offers differences in coverages and usually more protection than your personal auto policy. Your vehicle may be much more than just transportation. For instance, a contractor may have a truck filled with expensive equipment and tools. The right Commercial Vehicle policy can offer protection for contractors and other businesses.
NGi provides auto insurance for tow trucks, dump trucks, food trucks, taxis and delivery vehicles.
Let us help you determine the coverage you may need for your business.
A Surety Bond, also known as a Contractor’s Bond, is an essential protection for many industries in California.
Let us help you get the insurance coverage you need for the right price, with an “A” rated company.
Errors and Omissions Insurance, also known as E&O insurance or Professional Liability Insurance, protects your business against loss from a claim of alleged negligence in the performance of your professional services.
NGi offers coverage for a wide range of industries, including realtors, accountants, architects, engineers, commercial printers, and food service. Our agents will walk you through choosing the right coverage to limit your liability.
Specialty businesses need special packages
Truck drivers and transportation companies
Truck drivers, non-emergency transportation companies and other transportation companies have special insurance needs.
We insure local truck drivers, truckers driving the 13 Western states and even long haul truckers, including Florida and New York. We are experts at providing coverage for drivers with good or bad driving records. Truckers often need primary liability, cargo insurance, physical damage, Workers Compensation and medical insurance. We provide these services too, and we have relationships with multiple carriers, which means we can shop for the best insurance price and options.
NGi provides auto insurance for tow trucks, dump trucks, food trucks, taxis and delivery vehicles.
Contractors, welders and more
Our agents will find the best solutions for your specialized or high-risk business.
Many contractors, welders and other trade professionals are considered to be working in high-risk industries. From from workers comp to commercial auto, our agents understand these industries and will tailor a package to not only meet your industry's requirements but to also reduce your liabilities.
Gas stations and convenience stores
A gas station and convenience store are many businesses in one. Protecting it all properly can be complicated.
You face serious risks every day: theft, crime, employee injuries, property damage, slips and falls. Let our agents find the best combination of policies to protect your livelihood.
Used car dealers
With great coverage and lower prices, NGi is a smart choice for California used car dealers. We offer specialized coverage packages for dealerships, which provides for more savings with more protection
Our California used car dealer insurance coverage is underwritten by Pacific Specialty Insurance Company, one of the only “A” rated California-domiciled insurance companies admitted to write dealer insurance in the Golden state.
Medical practices
Even when providing the best care, medical and wellness practitioners are subject to complaints against them.
Healthcare and medical professional also face risks like property damage or loss of patient files. NGI will find the best protection package for you, so you can work with peace of mind.
Bounce houses and inflatable slides
Insurance is essential for any inflatable rental company: bounce houses, inflatable slides, jumpers and more!
Our agents specialize in finding competitive insurance quotes for your individual risks. They will look at your experience in the industry, your insurance record and what units you operate and match you with the best coverage and cost for your inflatables business.