PERSONAL LINES OF INSURANCE
Homeowners insurance and renters insurance
Whether you own or rent, insuring the place you call home can help protect you financially if you suffer a loss due to fire, theft, vandalism or other covered events. It will also cover you in the event someone is injured while on your property. Your New Generation Insurance Services agent will guide you through choosing the coverage types and levels that are right for you.
Hard to insure homes
Whether it’s the location, claim history, or other circumstance, our agents welcome the challenge of hard to insure homes. With each case we put our years of experience plus our special group of carriers to work to build a solution for you. We enjoy being able to get you the coverage you need.
Vacant or unoccupied homes
There are a variety of reasons that your property might be empty: long vacations, medical treatment, renovations, renting or selling, etc. Home insurance companies have various rules about how long a house can be unoccupied before the insurance is canceled or an endorsement is required. If you are away for several weeks, you could potentially void your homeowners insurance coverage and not be covered for a loss. NGi can help you to determine if you need additional coverage for the unoccupied home.
Combining coverages for convenience and savings
NGi offers all lines of insurance for your home, vehicle and business. Save time and money by working with one agent for all your insurance needs. Ask your agent about the convenience and savings you may get by combining or bundling policies.
Umbrella coverage
Umbrella coverage is extra liability insurance. The policies are designed to offer you more protection for your assets by adding extra liability coverage above the limits of your other policies. Your agent can work with you and your financial advisor to determine if an umbrella policy is right for you.
Auto insurance, motorcycle insurance and insurance for other vehicles
We rely on our vehicles to get ourselves and our families to work, play and more every day. Let the experienced agents at New Generation Insurance get you the right insurance policy that can help you get back on the road quickly if your vehicle is damaged by an accident, theft or other covered event.
The right policy should also provide protection against medical and legal expenses resulting from injury, loss of life or property damage caused by an accident involving your vehicle.
We can also help you with coverage for your motorcycle, motor homes, boat and other recreational vehicles. Your auto insurance may not provide the liability coverage you expect when it comes to recreational vehicles. You may need purchase a policy designed for the specific vehicle. Ask your NGi agent about your other vehicles today.
There are minimum liability requirements required on all vehicles operated or parked on California roadways. Your NGi agent will guide you through the options to ensure that you have the coverage you want to protect your family and property.
Combining coverages for convenience and savings
NGi offers all lines of insurance for your home, vehicle and business. Save time and money by working with one agent for all your insurance needs. Ask your agent about the convenience and savings you may get by combining or bundling policies.
Umbrella coverage
Umbrella coverage is extra liability insurance. The policies are designed to offer you more protection for your assets by adding extra liability coverage above the limits of your other policies. Your agent can work with you and your financial advisor to determine if an umbrella policy is right for you.
DUI, SR-22 and other high-risk situations
Put your worries to rest. NGi specializes in helping you with your insurance needs – regardless of your record. We’ve helped drivers who have DUIs, multiple violations or have been cancelled by their insurance company. We will work hard to find the coverage for your special circumstances.
This is where our customer service shines. We have served many people who had trouble getting insurance elsewhere. Our agents are are experts in high-risk cases. We work with several insurance providers along with multiple forgiving carriers, which give us the opportunity to find the best price and coverage for you.
Just let us know your situation and we will get to work to find the best policy for you now. And we'll be there in the future as your situation improves.
