Hard to insure homes
Whether it’s the location, claim history, or other circumstance, our agents welcome the challenge of hard to insure homes. With each case we put our years of experience plus our special group of carriers to work to build a solution for you. We enjoy being able to get you the coverage you need.
Vacant or unoccupied homes
There are a variety of reasons that your property might be empty: long vacations, medical treatment, renovations, renting or selling, etc. Home insurance companies have various rules about how long a house can be unoccupied before the insurance is canceled or an endorsement is required. If you are away for several weeks, you could potentially void your homeowners insurance coverage and not be covered for a loss. NGi can help you to determine if you need additional coverage for the unoccupied home.
Combining coverages for convenience and savings
NGi offers all lines of insurance for your home, vehicle and business. Save time and money by working with one agent for all your insurance needs. Ask your agent about the convenience and savings you may get by combining or bundling policies.
Umbrella coverage is extra liability insurance. The policies are designed to offer you more protection for your assets by adding extra liability coverage above the limits of your other policies. Your agent can work with you and your financial advisor to determine if an umbrella policy is right for you.